Empower Money Blog

Find guides on Home Loans and learn practical tips on getting your loans approved!

Fixed, Variable or Split Loan in 2026: What Actually Matters More Than Rate Alone

Fixed, Variable or Split Loan in 2026: What Actually Matters More Than Rate Alone

Compare a fixed vs variable home loan in 2026 and see why flexibility, fees, features and loan structure may matter more than rate alone.

How the 6x Debt to Income Cap Changes Borrowing Power for First Home Buyers

How the 6x Debt to Income Cap Changes Borrowing Power for First Home Buyers

See how a debt to income cap home loan rule can reduce borrowing power for first home buyers and reshape loan limits in Australia's 2026 market.

LMI vs Government Guarantee Home Loan Comparisons Surge as Buyers Chase Low Deposit Entry

LMI vs Government Guarantee Home Loan Comparisons Surge as Buyers Chase Low Deposit Entry

Explore LMI and government guarantee home loan comparisons as more buyers pursue low deposit entry, influencing mortgage selection and affordability.